Intellirent receives credit reports and background checks directly from TransUnion. All information is then delivered to you as an Intellirent client.
Fraud indicators are 'warnings' or 'notices' from TransUnion about the applicant that the person reviewing should be aware of.
These fraud indicators do not necessarily mean that the applicant is involved in fraudulent activity. Instead, they are similar to notes associated to that applicant's related information.
Current address mismatch - input does not match file. – The address entered does not match what the bureau has on file. When a consumer changes addresses, it does not immediately get reported to the bureau. The way this is usually updated is when they apply for credit.
**Applicant's prior address has been associated with fraudulent activity.- Someone at this address, at some point in time, had reported a credit card as lost or stolen; not necessarily the consumer.
Address submitted has been reported more than once. – I’ll need to dig into this one a bit further. We've reached out to our TransUnion representative that will provide us with a full description.
Input/file address, SSN, or telephone number reported by more than one source – Another consumer/individual has used one of these items to apply for credit.