Intellirent receives credit reports and background checks directly from TransUnion. All information is then delivered to you as an Intellirent client. The credit report data from TransUnion is never manipulated or edited to leave out any data.
Fraud indicators are 'warnings' or 'notices' from TransUnion about the applicant that the person reviewing should be aware of.
These fraud indicators do not necessarily mean that the applicant is involved in fraudulent activity. Instead, they are similar to notes associated to that applicant's related information.
Current address mismatch - input does not match file. – The address entered does not match what the bureau has on file. When a consumer changes addresses, it does not immediately get reported to the bureau. The way this is usually updated is when they apply for credit.
Applicant's prior address has been associated with fraudulent activity.- Someone at this address, at some point in time, had reported a credit card as lost or stolen; not necessarily the consumer.
Address submitted has been reported more than once. – I’ll need to dig into this one a bit further. We've reached out to our TransUnion representative that will provide us with a full description.
Input/file address, SSN, or telephone number reported by more than one source –Another consumer/individual has used one of these items to apply for credit.
SSN may be invalid - it was either very recently or never issued by the Social Security Administration – The social security number is new, less than 5 years. The bureau has verified the social security number. If the ssn was not verified, you would not have received the credit report.
Again, Fraud indicators are 'warnings' or 'notices' from TransUnion about the applicant that the person reviewing should be aware of. Agents can use this data side by side with the knowledge that agent's know of the renter.